Introduction Insurance is a crucial aspect of safeguarding your business against unforeseen risks and liabilities. However, managing multiple insurance policies across various aspects of your operations can sometimes lead to overlooked gaps in coverage. It’s essential to understand these potential…

For over a decade now, CRS-Contractors Risk Solutions, formerly known as CIS, has proudly partnered with Ben Hatcher, the visionary force behind Hatcher Landscape and Construction. Our journey began simultaneously as burgeoning businesses, and over the years, we’ve witnessed each…

Introduction: Having insurance coverage is a fundamental aspect of safeguarding your construction business against unforeseen risks. However, it’s equally important to have access to robust claims management and risk management services. These services, often provided by your insurance agent or…

Navigating insurance audits can be a daunting task for any business owner. Ensuring that all paperwork and documentation are in order is crucial during these times of scrutiny. Your broker plays a vital role in guiding you through this process,…

Ensuring the accuracy of your workers’ compensation insurance is crucial for businesses, both financially and legally. One significant aspect often overlooked is the importance of audits. Conducting these audits can yield significant benefits, including the possibility of refunds or rebates.…

When it comes to managing your insurance policies, clarity is key. Your broker plays a crucial role in ensuring you understand the costs associated with your coverage and how they were determined. Whether it’s insurance for your business or worker’s…

Many businesses understand the importance of audits in maintaining financial transparency and compliance. However, the process can often be daunting, especially when it comes to insurance audits. Here, we delve into the significance of broker support in navigating these audits…

Introduction: Just like the bulk-buying benefits at Costco, where purchasing in large quantities yields better prices, the world of insurance operates on a similar principle. Whether it’s for personal or business coverage, understanding how sales volume impacts insurance rates is…

Every year, contractors face the inevitability of liability insurance and workers’ compensation audits. These audits are a vital part of the insurance process, ensuring that the coverage accurately reflects the contractor’s operations and exposures. But why exactly do these audits…

In the realm of business contracts, particularly in industries where there’s potential for accidents or liabilities, hold harmless agreements play a crucial role. Essentially, a hold harmless agreement is a contractual provision that serves to protect one party from liability…