Understanding Hold Harmless Agreements

In the realm of business contracts, particularly in industries where there’s potential for accidents or liabilities, hold harmless agreements play a crucial role. Essentially, a hold harmless agreement is a contractual provision that serves to protect one party from liability…

Understanding Workers Comp Audits: What to Expect

Every year, businesses that carry workers’ compensation insurance should anticipate undergoing a workers’ comp audit. But what exactly does this entail, and what are auditors looking for? Let’s delve into the key aspects of a workers’ comp audit and what…

Understanding the Basics: Cash Basis vs. Accrual Basis in Audits

When it comes to navigating the complex world of insurance, especially during audits, one crucial aspect that demands attention is the choice between cash basis and accrual basis. This decision holds particular significance for general liability insurance, where billing is…

How to Dispute Your Insurance Audit Bill

Introduction Receiving an audit bill for your liability insurance or workers’ compensation insurance can be a source of frustration and confusion. Many people are unaware that they have the option to dispute these bills. In this blog post, we will…

The Power of Transparency in Commercial Insurance Brokerage

In the realm of commercial insurance, the traditional model often revolves around brokers earning commissions by selling more insurance to clients. However, at CRS, we embrace a different philosophy—one of full transparency. This shift in perspective transforms the nature of…

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